Life insurance is a vital financial planning tool for individuals and businesses. It provides a death benefit that a beneficiary can use to meet various needs, from paying off a mortgage to funding a college education. It can also cover key personnel in an organization so the business can continue to operate if an owner […]
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“Life insurance costs too much; I can’t afford it.” This is one of the top reasons people give for skipping life insurance. However, according to a study by Life Happens and LIMRA (Life Insurance Marketing and Research Association), most people overestimate the cost of life insurance, and four out of 10 millennials think it costs five times […]
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In most states, drivers are required to carry personal liability auto insurance. This covers your financial responsibility if you injure someone or damage their property while operating your vehicle. But what if the accident is caused by a trailer you are towing? Your personal auto policy may insure your liability for damage or injury to […]
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You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is the malware embedded in that link has triggered a series of actions deep inside your company’s systems. Within minutes, every bit of your […]
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A welcoming and familiar face at Cheney Insurance since 1993, Debbie Furman recently celebrated the culmination of her 30-year career at Cheney Insurance, a locally owned independent agency. With a background as a salon owner and then working for her husband’s land surveying business, Debbie joined the team at Cheney three decades ago, despite having […]
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Cheney Financial Group Recognizes Outstanding Service at Awards Dinner posted by Boothbay Register In celebration of outstanding service, Cheney Financial Group (CFG) associates and guests recently gathered for the Annual CFG Awards and Recognition Event. Held at the 1812 Farm in Bristol, the well-attended event was hosted by Dennis Hilton, owner and CEO of the Cheney […]
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This past week we celebrated the dedication and achievements of Cheney Financial Group associates at our annual CFG Recognition and Awards Dinner. Cheney Financial Group is comprised of three locally-owned companies: Newcastle Realty, Cheney Insurance, and Newcastle Vacation Rentals; together we are leading providers of home, auto, business and life insurance, real estate services, and […]
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Owner and Chief Executive Officer of Cheney Financial Group, Dennis Hilton, was recently recognized as Business Person of the Year by the Damariscotta Region Chamber of Commerce (DRCC). As described by the DRCC, individuals considered for this award can be counted on to ‘enhance the overall economic health of the region and well-being of the […]
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Gutters can be easy to overlook. But they can get clogged with decaying leaves and other organic matter, leading to damage and expensive repairs that your home insurance won’t cover. Inspecting and cleaning your home’s gutters is crucial Here are some top reasons gutter maintenance is a big deal for your home and budget. Prevents […]
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Insurance companies transfer individual and business risk for a price. They crunch numbers and calculate risk scenarios to develop pricing strategies that balance profits and payouts. Profits allow insurance companies to manage their cash so it’s available when their customers make claims. An insurance company’s ability to pay its debts and claims makes it stable. […]
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