Many people get auto insurance for protection against collision losses. What many drivers don’t know is that a policy written for collision doesn’t necessarily cover damage from animals and other non-collision incidents, such as vandalism, earthquakes, floods and even objects falling from space. For those, you need comprehensive coverage, or “other-than-collision” insurance. Rodent damage typically […]
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The winter months in Maine can be tough. Driving in snow, sleet, freezing rain and ice becomes something of the norm. These conditions increase risk of fatal car crashes by 34 percent. It usually takes a few storms before you can comfortably get your bearings back when on the road. Why not take a look […]
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My co-worker recently heard from a childhood friend thanking her for recommending Loan and Lease Coverage. Her friend was involved in an accident which totaled her car. Thankfully there were no serious injuries. However, the payout she received from her insurance company was less than what she owed on her loan and this coverage kicked […]
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It has been a surreal couple of weeks for businesses and individuals alike and the COVID-19 outbreak has raised questions we never thought we would be answering. At Cheney Insurance, we are committed to you. This situation is new to us too, so we are closely working with our carriers to identify and educate ourselves […]
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Let’s consider this scenario You purchase your first car from a local dealer…let’s say a Pontiac Grand Am. You love your car. It may not the fanciest model, but it is yours. Five years later, you know how to drive it in a variety of weather conditions, including the snow and how to back into […]
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My 12 year old son is really into cars. The first thing he checks out is the vehicle’s computer display. He fully expects his first car to be self-driving with “smart glass,” which would turn his car windows into video displays. While this could very well be a reality for him, I am already talking […]
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