Americans have long had a love affair with the great outdoors and camping, but campgrounds are no longer just protected natural areas where visitors can stake a tent. Campgrounds are becoming more luxurious, with amenities usually found at a resort, including heated swimming pools, putting greens and clubhouses. Whether your campsite is a traditional, rustic […]
Read More
Setting your cyber liability insurance limits can be tricky if you don’t have a clear idea of what you need. Evaluating your risk exposures and prioritizing your options before you apply can help you get the most out of your coverage. In this article, we’ll unpack insurance application lingo and explain, in plain language, how […]
Read More
You train, you test and you monitor, but it still happens. A busy employee clicks on a link in an email only to realize it’s a scam. What they don’t know is the malware embedded in that link has triggered a series of actions deep inside your company’s systems. Within minutes, every bit of your […]
Read More
A sole proprietorship is an unincorporated business owned by one person. Anyone can set up a sole proprietorship, making it one of the easiest and fastest ways to form a company. In fact, the Small Business Administration says 87% of firms without employees are sole proprietorships. The advantages of being a sole proprietor are that […]
Read More
The new year is a time for new beginnings, new ideas and, of course, New Year’s resolutions. Making resolutions may seem like something trivial you do at a New Year’s Eve party. But that is not the case! Each new year is an opportunity for small businesses to assess their strengths and weaknesses, develop strategies […]
Read More
Preparing for an inspection by the Occupational Safety and Health Administration (OSHA) is like preparing for an emergency. You do not want to wait until the event occurs to figure out what to do. This is not to suggest you should initiate drills for an inspection, but you should plan for and periodically address OSHA […]
Read More
Do You Need Employment Practices Liability Insurance? Hiring even one employee exposes your organization to new risks. From ensuring you have workers’ compensation coverage to managing payroll, hiring and benefits, you face a variety of new risks with employees aboard. Coverage to protect you against many employment-related claims is available, known as Employment Practices Liability […]
Read More
Commercial fishing – whether to harvest fish, lobsters or other marine life for sale or to take others on the water for their own fishing excursion – requires a comprehensive insurance plan that protects your physical assets as well as your finances. Before dropping a single net or taking on any passengers, you’ll want to […]
Read More
The start of a new year is a good time to reflect on how the past year went for your small business, both the wins and the losses. A thorough, honest review can help you plan for growth and success over the next 12 months. Here are six New Year’s resolutions that can protect your […]
Read More
There is no doubt that this year is changing our lives on a global scale. One aspect of these changes is in the area of cybersecurity. The Covid-19 pandemic and associated lockdowns have increased and broadened risks for cyber attacks as we are more dependent upon digital services and spend more time online. A quick […]
Read More